Finance and banking
The invoice goes out as EHF. The payment lands in the bank. Holio joins them.
From 1 January 2027, invoices between Norwegian businesses must be electronic. In Holio Accounting, EHF is the channel the invoice is delivered through, and Holio Pay is the bank connection the payment arrives on — with the same KID reference on both sides, so reconciliation is a suggestion you confirm, not a search you run.
- 1 January 2027
- Electronic invoicing becomes mandatory between Norwegian businesses.
- One access point
- Your company is registered on the Peppol network under its own organisation number. No agreement of your own to sign.
- Same KID
- The reference on the invoice is the reference on the bank entry.
- Four statuses
- Delivered, approved, posted and paid are four different answers — the page says which one you are looking at.
What EHF and the bank do together
The invoice and the money have always travelled separately — one in a format, one in a bank. Holio Accounting keeps them in one workspace, from the document going out to the entry being reconciled.
Out: EHF over Peppol
The invoice is created in the ordinary invoicing flow and delivered as structured data straight into the recipient's accounting system, with the PDF attached. You get a receipt that it arrived — not just that it was sent.
In: the payment with its KID
Holio Pay mirrors accounts, balances and entries from your bank, with the KID and reference on every entry. The payment that belongs to the invoice arrives with its identity, not just its amount.
Reconciliation as a suggestion
Bank reconciliation reads the Holio Pay entries and suggests the link to invoice and voucher, sorted by how confident it is. You confirm — nothing is posted without you.
Pay from the same workspace
Supplier invoices are paid as remittances through Holio Pay — domestic, cross-border and payroll — and signed in your bank. The voucher number travels with the payment as its end-to-end reference, so the same invoice is never paid twice.
The invoice and the money have always gone their separate ways. Now they go to the same place.
From invoice to reconciled entry
Four steps, and the only one you do by hand is confirming the last.
The invoice goes out as EHF, with its KID
The customer invoice is created where it always has been, with its KID. Holio stands as the sender on the Peppol network under your organisation number and delivers the document into the recipient's system, with the KID in the payment details. The receipts come back and land on the submission.
The customer pays, the bank books it
The recipient pays to the account number on the invoice with the KID as the reference. Whether the money has arrived is the bank's word — not the invoice's status.
Holio Pay fetches the entry
The bank connection reads accounts, balances and entries into Holio several times a day, and at any time at the press of a button. Every entry carries the reference, the counterparty and the bank's own transaction id.
Reconciliation suggests, you confirm
The entry is linked to the invoice on reference and exact amount — never on amount alone. The suggestion sits in the work queue sorted by confidence, and what you confirm is written to the books as a draft.
One reference through the whole chain
The KID printed on the invoice is the reference the bank sends back on the incoming payment, and the voucher number Holio puts on an outgoing payment is the end-to-end reference the bank carries onward. That identity is what reconciliation links on.
So Holio never matches on amount alone. Two invoices for the same sum are two invoices, and a payment without a reference becomes a task with a name on it — not a match somebody guessed.
Delivered is not paid
An EHF invoice has four statuses that look alike and are not: did it arrive, has the recipient approved it, is it posted, and is it paid. The EHF workspace follows transport. Payment is the bank's answer, and Holio Pay is what fetches it.
Holio shows which answer you are looking at. An invoice marked «Delivered» has arrived — and only when the entry is on the account and reconciled does it read as paid.
The books can stay where they are
The EHF channel and the bank connection are Holio's own, and they do not assume you change accounting systems. If you keep the books in Visma Business NXT today, the invoice goes out as EHF and the payment comes in through Holio Pay just the same — and what you confirm in reconciliation is written to the books as a draft.
Receiving EHF — supplier invoices coming in — is a separate activation. A company has one receiving address on the Peppol network at a time, so the move from the access point you use today is planned with you, not flipped with a switch.
See EHF and banking on your own invoices
We walk the flow from invoice to reconciled entry on your chart of accounts and your bank. 45–60 minutes, at no cost.